Top 10 Best Private Banks in India List 2024
April 30, 2024
- Business Loan Archive
- CIBIL Score Archive
- Financial News
- Home Loan Archive
- LAP Archive
- Media Coverage
- Mutual Funds Archive
- Personal Loan Archive
Urban Money Blogs
-
Plot Loan for Land Purchase
January 12, 2023
Banks and financial institutions offer a plot loan to individuals looking to purchase a piece of land for personal or commercial use. These loans are typically used to purchase land for house building or investment purposes. The loan amount is disbursed to the borrower in a single lump sum and…
Category:Home Loan Archive -
Corporate Identification Number (CIN)
January 09, 2023
CIN or Corporate Identification Number is a unique identification numeric sequence assigned to registered companies in India by a registrar of companies popularly known as ROCs. The Corporate Identification Number is an important recognition symbol that holds the ground for a company’s identity and comes in handy while the company…
Category:Business Loan Archive -
Complete Details Loan Against Property Balance Transfer
January 05, 2023
A balance transfer is a facility that allows a customer to switch their lender for an improved or lower interest rate and services. Consequently, the new bank will be liable to pay the outstanding loan amount to the previous bank and take over the customer's credit facility. This special provision…
Category:LAP Archive -
Advantages and Disadvantages of Credit Card
January 04, 2023
Credit cards or plastic money is a famous form of currency we encounter almost daily. It comes in handy, especially during a cash crunch or when discounted offers are available. There is no denying the fact that Credit Card benefits are plentiful, but it can become a nightmare if one…
Category:CIBIL Score Archive -
Best Investment Plans to Invest in India 2024
January 04, 2023
Investors look for fast gratification even though patience and discipline can lead to superior results. We want to accomplish our life goals as quickly as we can. The same is true with investments. In the shortest possible time, we want to generate the highest return. We constantly search for the…
Category:Mutual Funds Archive -
How do Late Payments Affect Your Credit Score?
January 03, 2023
If making a late payment and missing bill payments are your regular drills, it’s time to change your habit. Even a single missed payment can affect your credit score negatively, which will eventually be a problem when you wish to avail of a loan. Does paying minimum due affect CIBIL…
Category:CIBIL Score Archive -
Tax Saving Mutual Funds
December 27, 2022
Mutual funds are a great investment tool that pools your investment amount and invests it in various return-yielding schemes. Tax-saving mutual funds let you enjoy tax benefits under Section 80C of the Income Tax Act. These funds are also known as Equity Linked Savings Scheme (ELSS). What are Tax Saving…
Category:Mutual Funds Archive -
Bank Guarantee: Complete Process and its Types
December 21, 2022
A Bank Guarantee is a promise from a bank or NBFC to repay a customer's debt if the customer defaults on its obligations. This type of guarantee can be useful for businesses that need to borrow money or obtain lines of credit. By providing it, the bank can help reduce…
Category:Personal Loan Archive -
Stamp Duty and Registration Charges
December 12, 2022
Owning a house is a dream for many, and equally dreadful is the legal proceeding behind it. A home buyer can only become a true possessor of their property after they have gone through the registration process of their ownership. And just to get to that point, there are many…
Category:Home Loan Archive -
RBI Spikes Repo Rate by 35 Basis Points to 6.25% and Lowers GDP Forecast to 6.8%
December 07, 2022
Lately, on December 7, 2022, the Monetary Policy Committee of the Reserve Bank of India (RBI) surprised everyone with the announcement of another repo rate hike by 35 basis points to 6.25% with the mandate of immediate effect. After this fifth repo rate 2022 hike, the RBI policy has reached…
Category:Financial News
Eligibilty Calculator
EMI Calculator
Balance Transfer
Pre Payments Calculator
Credit Score
IFSC Code
Need Loan Assistance?
